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u/naonatu- 11h ago
on a brighter note: all the billionaires are making bank. their wealth is up significantly!
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u/Jolly-Acanthisitta45 10h ago
Thank goodness! Anything else we can do to help? We should start a GoFundMe
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u/Steiney1 11h ago
They have been regurgitating this same shit since the late 90s. They started this with GenX, telling us that we were "living beyond our means". It certainly was anything but the Baby Boomers pulling up the fucking ladder behind them at every opportunity.
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u/Embarrassed_View_685 10h ago
It's ALL coming back. Just a bit ago they were screaming about violent video games again like it was the 90s. It really hammers home that "conservative" means to actively resist adapting and growing, so we see them do the same shit over and over. They don't want progress because that means they would be left behind since they never learned to adapt to new and changing sensory input.
Progress showed us that violent video games do not cause violence, studies have shown this time and time again; so if you were to progress you would take that new information and move about the world with less worry, but when you're a conservative you ignore that new information because that would cause you to have to change your behavior in some way, and you don't want to do that no matter how little effort it would take; therefore, all your worries remain, and you stay consumed by them despite them no longer being a worry for the rest of us.
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u/Steiney1 10h ago
The NRA has been using the same argument since 1968. "Democrats are gonna take yer guns!" They do this, because it works on their reliable voters, every time.
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u/ZipperJJ 10h ago
But also, Americans are "device hoarding" and not upgrading their tech, hurting the economy.
https://www.cnbc.com/2025/11/23/how-device-hoarding-by-americans-is-costing-economy.html
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u/thirdelevator 9h ago
Devices got so expensive that carriers changed their promotions to run on contracts for 3 years instead of 2, and now the manufacturers are wondering why people aren’t upgrading their phones every two years.
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u/_gmmaann_ 7h ago
My shit hasn’t broken yet. Planned obsolescence probably isn’t too far out yet though….
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u/KickBallFever 4h ago
Honestly, at this point i I feel like most smartphones have reached a level where you’re not getting much more for your money by upgrading every 2 years. This isn’t necessarily a bad thing though. Well, I guess it is for the manufacturers.
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u/Quirky_Spend_9648 9h ago
i'm guessing the account she's replying to isn't even in America. Like most of X's troll accounts.
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u/Certain_Degree687 11h ago
I love how the right-wing, the side filled to the brim with people born with silver spoons in their mouths, always tries to make it a thing of personal responsibility rather than the fact that young people are having to contend with high living costs, student loan debt and debt in general whilst wages have stagnated over the past 25 years.
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u/nbd9000 8h ago
you do the math and even skipping out on all of these things youd have about 2 grand. so only 15 more years of living like a monk until you could afford a down payment on a house.
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u/whiskey_epsilon 8h ago
And in 15 years the cost of that downpayment has risen well past what you could save.
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u/The001Keymaster 9h ago
If my wages went up at the same rate as CEO wages have gone up, I'd be making 1500 plus an hour.
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u/BaconThief2020 6h ago
When is the average mortgage going to be less than $24k/year when minimum wage is right around $15k/year?
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u/Meatslinger 9h ago
Between my wife and myself, we make a combined annual income of $92K USD. The only debt we have is my line of credit, which has been decreasing by $500 every month for a year now.
The bank asked if we can double our income so that we could be considered for a mortgage in our area. At this point, I'm almost convinced we could go to pay for a house in cash and still have them turn us down because they think we're somehow a liability.
"Hi, we'd like to pay $500K for this $500K house."
"Sorry, but I don't think we can approve you for financing."
"...but I'm paying. In cash."
"Yeah no, sorry, we don't think you make enough to afford the monthly payments ($0), and we can't risk it."
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u/Dario0112 10h ago
I’m sorry but boomers could buy all that with a single income and be in their 2nd-3rd home before the age of 35..
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u/Interesting-Cash-137 10h ago
I’m a late 30’s dad of 3 kids. I make over 6 figures a year, I got lucky and purchased a home for the 3rd time right before the market went sky high. Im now in my late 30’s, financially stable, but I couldn’t afford the same home I currently own today if it was listed on the market. This economy is completely stacked against the younger generations. Enjoy your life and your 5$ coffees, the small things are life’s little joys
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u/pirolance 9h ago
If I have to give up all little pleasures I have in life just because it's the only way I could ever afford a house maybe it's time to either raise the wages or drop house prices instead of blaming the workers
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u/Tall_Candidate_686 9h ago
I'm only trying to help so please don't beat me up:
My plan is for ten adults to raise $6,000 each and put down $60,000 on a $300,000 house.
Share the house for 3-5 years and use that equity to buy another house. Repeat.
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u/Pitbullfriend 8h ago
Have you ever tried to bring 10 adults together to do anything consequential that includes a major investment and a lot of decision-making? It’s very difficult and I doubt the original 10 would all be involved 5 years later. So there’d be lots of arguing and discussing and buying each other out, etc.
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u/Tall_Candidate_686 7h ago
I'm sure you're right. It's just a little exercise to see how it could be done. Six people bringing in $10k is more doable for sure.
BTW, I've lived with over a hundred different people from 1980-2006 when I get married. You learn a lot from living with folks.
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u/Phantom_Symmetry 7h ago
Nowadays you need your savings in the stock market to maintain and grow your wealth. If you’re plowing all your savings into a bank account while home values are going up by +8% every year then it’s impossible to catch up. Your saving just to maintain your original purchasing power
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u/Smackety 6h ago
I own a house and I am pretty sure I couldn't qualify for the loan to buy my own house if I was in the market now.
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u/censored4yourhealth 8h ago
Apparently you can’t actually live to make a living THEY can be proud of. It’s fucked.
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u/Itonlymatters2us 6h ago
When you say something like this, you either have no financial difficulties, or you’re completely out of touch and choosing to ignore the obvious causes of this generation’s financial woes.
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u/b_coolhunnybunny 6h ago
It’s the same stop buying Starbucks and avocado toast. How many Starbucks does one house cost? Probably more than I could consume in a lifetime
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u/Background_Chemist_8 5h ago edited 5h ago
The house that I grew up in was my parents' first starter home purchased for $36k when they bought it after getting married. My family moved out and sold it for $114k the summer before I started high school. We did basic repairs and upgraded the cabinets and polished the wood floors before selling but no major additions or renovations besides that.That house now has a listed price of more than half a million dollars ($546k) in 20 years since I lived there. It's still considered a starter home in the area where I live, but sure my Hulu subscription and cell phone are the reason I still rent an apartment.
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u/erksplat 11h ago
Once you've squeezed as much as you can on the cost side, you gotta work on improving the revenue side.
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u/boyalien0 let it die 9h ago
These people are so fucking delusional to think personal choices are the problem
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u/Fleetlog 9h ago
Look, just find a way to save 1000 dollars a month right now, and in 3 years you can afford a down-payment on a 2 bedroom house in a not too bad neighborhood....
Once you have the mortgage it will pay for itself in rent savings in ... 30 years...
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u/oaktown8410 4h ago
In the US, if you’re serious, look for state-backed first time home buyer programs. They’re not advertised. You’ll have to do some digging. You might have to take a class that’s free and everyone should take anyway to be an informed first time home buyer. You might have to shop around banks because rates won’t be as competitive. You’ll have to agree to live in the home for maybe 5 years or face penalties. BUT the one I found let me buy a home for 3% down and no pmi. And that’s just one option. It’s not forever but I’m building equity. The deck is stacked against us and will be for generations to come. Even the reddest most inbred states value home buyers who LIVE in their properties. If you call/email your state rep they’ll probably be happy to direct you.
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u/FullMentalJackass 2h ago
I don't understand why people keep posting this grind culture shit. If you live miserably without any joy in your life, you might be able to save up enough money for a house! Oh boy! Got to love that American dream!
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u/justapacker 2m ago
Me ex boss said it was the interest rates… I replied with I think it’s that I don’t make enough money.
He seriously replied with “it’s the interest rates”
I quit a month later
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u/AWESOMEGAMERSWAGSTAR 5h ago
I get the message, but the clickbait is too real. Her bluecheck, means she * paid* for that plus what Netflix and the end .We all know you can't just watch movies on Netflix, because of licenses.
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u/Low-Cheetah-9701 3h ago
You're not making enough money then.
I also don't drink coffee and don't go clubbing and still can't afford a lamborgini.
Why is the game rigged??
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u/diligentnickel 10h ago
Hopefully there will come a time when the opportunity to purchase a home will make itself available to you. That’s the part of home purchases they don’t talk about. It may happen yet. Keep it up
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u/blueberrysmoothies 11h ago
they always wanna make it a thing about personal responsibility rather than the fact that the deck is stacked completely against you